Note now. Split later.

Moneybond keeps shared expenses moving. Add a cost in seconds, split it when you are ready, and see exactly who still needs to pay you back.

Explore features Read privacy policy

$504.51: pending from 5 people
0: accounts, tracking, or ads

Moneybond expenses screen showing pending split expenses

Moneybond people screen showing pending balances

Fast expense notes

Add the amount and what it was for. Details can wait until you have time.

Split when ready

Choose people, review each share, and mark amounts received as payments come in.

Simple reminders

Send a clean reminder through Messages, WhatsApp, or any app from the share sheet.

Widget glance

See the total to receive and the people behind it without opening the app.

Built around the real flow

Moneybond avoids complicated bill-settlement setup. It mirrors how shared spending actually happens.

Add expense screen with amount and title fields — **Add first.** Save a lunch, cab, stay, or ticket while the moment is fresh.

Expense detail screen showing split status for people — **Track clearly.** Pending and received states stay visible on every expense.

Person detail screen with pending balance and reminder actions — **Follow up faster.** Open a person and send the right reminder from one place.

Your money notes stay yours.

Moneybond is designed without accounts, analytics, ads, tracking SDKs, or a backend. Expenses, people, splits, categories, and preferences are stored locally on your device.

View full policy

01 No data collected

The App Store privacy label is simple: Data Collected - None.

02 Contacts stay controlled

Only the contact you choose is saved locally as a person record.

03 You choose what to share

Reminders and CSV exports leave the app only through Apple's share sheet.